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Reading room
Things about homes you wish you had known.
26 Mar, 2025 12:51 PM
Apply for PMAY 2.0 with the best (Interest Subsidy on your first home)
Getting a home loan under Pradhan Mantri Awas Yojana (PMAY) 2.0 is now simpler than ever! With HomeFirst, we handle the entire process—from application to loan approval—so you can focus on owning your home without any hassle. In PMAY 1.0, we successfully helped 30,000+ families get their subsidy benefits alongside a home loan. This time, […]
11 Mar, 2025 08:55 AM
PMAY 1.0 and PMAY 2.0 – Differences you need to know!
HomeFirst & PMAY HomeFirst was one of the strongest promoters of Pradhan Mantri Awas Yojana (PMAY 1.0) when it was first launched. We were the early adopters, and we could channel real effort and dedication towards PMAY and the ‘Housing for All’ mission. More than 38,500 customers across 9 states got the benefits of PMAY […]
05 Mar, 2025 01:10 PM
PMAY 2.0 + HomeFirst = Your Best Home Loan Partner
HomeFirst and PMAY is a match made in heaven! Unlike most stories, this one could be told with the numbers alone. So let me get them out of the way, here’s what HomeFirst was able to do during the first run of the scheme. In PMAY 10, HomeFirst between the year 2016 to 2022 facilitated […]
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FAQs about all things loan.
Depending on the EMI amount that you can afford every month, a tenure is fixed for you by our relationship managers. To get an idea of what your loan with HomeFirst could look like, you can use our handy EMI calculator.
We do consult credit scores, but each of our customer applications is handled individually and personally. So long as we can be assured that you will be able to pay the EMIs regularly, we encourage you to apply for a home loan with us. The advantage of dealing with HomeFirst is that we consider each applicant personally, and not the basis of numbers alone.
A PIO or Person of Indian Origin is an individual with a foreign citizenship, who can either trace their family to India, have formerly held Indian citizenship, or are married to an Indian national. As of January 2015, this identification card has been discontinued, and merged with the OCI (Overseas Citizen of India) program instead.
HomeFirst home loans give you up to 90% of the agreement value, and even assist with the initial down payment. This makes HomeFirst home loans for salaried professionals unique, as no other loan provider offers such a large percentage of the agreement value.
Yes, the EMI amount can most certainly be increased. Using our auto prepay feature, we encourage our customers to increase EMI payment amounts and reduce their tenure, resulting in long-term savings for them, through a reduction in the principal amount.
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