Credit Underwriting Manager - HFFC

Credit Underwriting Manager

Credit & Risk / Mumbai - Head Office

Having built a robust and profitable business with the support of a strong leadership team and cutting edge technology, HFFC is now at a trajectory where they are envisaging exponential growth . To support the underwriting function in the growth trajectory , HFFC is looking for experienced professionals with relevant experience in Credit & Risk.

Reporting to

VP – Credit & Risk

Key Result Areas

  • Underwriting home loans for low and middle income customers who are buying homes in the price range of Rs 5 lakhs to 30 lakhs
  • Ensuring fast approval trun around times and continuously improve the process to further improve the approval turn around times
  • Training of front end sales people to ensure that quality of incoming loan applications keeps improving
  • Periodic analysis of data to understand portfolio performance across customer segments , product parameters etc and presenting recommendations/findings  to the leadership team

Key Performance Indicators

  • Approval Turn Around Times
  • Portfolio Quality
  • Clarification Rate
  • Decline Rate
  • Quality of incoming loan applications

Qualification & Experience

  • Should be– MBA / Chartered Accountant with Experience of
    • Credit analytics or Underwriting of loans for low and middle income segments
    • Exposure to any product amongst: PL, BL, Housing Loans or LAP
  • Minimum work experience of 5 years

Must-have Competencies

  • Should be a passionate believer in the financial revolution happening in the country
  • Should have very good interpersonal skill sets to seamlessly integrate in a young start up environment
  • A strong sense of credit assessment for informal income customers and ability to come with out of the box solutions

Desirable competencies

  • Experience in working in more than one geography with an expert understanding of one / more location
Mumbai - Head Office
Credit & Risk
Full-time

Become one of our heroes

  • Branch Manager
    360 Business Functions
    Multiple locations
    View
  • Branch Sales Manager
    Sales & Business Development
    Multiple locations
    View
  • Regional Manager
    360 Business Functions
    Multiple locations
    View
  • Product Manager
    Sales & Business Development
    Mumbai - Head Office
    View
  • Credit Underwriting Manager
    Credit & Risk
    Mumbai - Head Office
    View
  • Campaign Executive
    Sales & Business Development
    Mumbai - Head Office
    View