Save big on your home loan – up to ₹ 1.8 lakh subsidy!
Home loan with HomeFirst in just 48 hours.
Save up to ₹36000 every year for the first 5 years on your home loan
From sanction to subsidy, single point of contact!
Fill out your home loan application here. We will carry the process at your convenience.
After a quick sanction, we will check your eligibility for PMAY 2.0 subsidy.
Our team will apply for PMAY online and geo-tag your property.
Once approved, the subsidy amount will be credited to your loan account.*
Simple math to know your subsidy
PMAY 2.0 helps families (husband, wife, and children) purchase their first pucca (permanent) home
Eligible beneficiaries receive a ₹1.8 lakh subsidy, credited in five instalments directly to their loan account.*
To promote women’s empowerment, the house must be fully or partially owned by a female family member.
Maximum Property Value: ₹35 lakh
Maximum Carpet Area: 120 sq. meters
Location: Approved urban towns only
Minimum loan tenure: 5 years
Maximum loan amount eligible for subsidy: ₹25 lakh
Applicable for loans sanctioned on or after September 1, 2024
Households with an annual income below ₹9 lakh qualify for the scheme.
Keep the originals handy.
FAQs about all things loan.
Things about homes you wish you had known.
12 Jun, 2025 06:35 AM
Keep your loan balance above 50% for first 5 years: If your outstanding loan amount drops below 50% before completing 5 years, your future subsidy instalments may stop. Saving on EMI’s per month or reducing Tenure, choose wisely: Let’s say if your loan is of ₹16,00,000 for 20 years, you can save ₹2244 on […]
05 Jun, 2025 10:57 AM
Our comic strip series makes sustainable living simple, fun, and relatable for everyone. Whether you’re building, buying, or just browsing, these quick reads will help you understand the greener choices that can shape better homes—and a better planet.
05 Jun, 2025 10:56 AM
Our comic strip series makes sustainable living simple, fun, and relatable for everyone. Whether you’re building, buying, or just browsing, these quick reads will help you understand the greener choices that can shape better homes—and a better planet.