{"id":4420,"date":"2023-01-23T13:23:39","date_gmt":"2023-01-23T07:53:39","guid":{"rendered":"https:\/\/homefirstindia.com\/?post_type=article&amp;p=4420"},"modified":"2023-01-23T13:23:39","modified_gmt":"2023-01-23T07:53:39","slug":"%e0%a4%86%e0%a4%af-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%ae%e0%a4%be%e0%a4%a3-%e0%a4%94%e0%a4%b0-%e0%a4%86%e0%a4%af%e0%a4%95%e0%a4%b0-%e0%a4%b0%e0%a4%bf%e0%a4%9f%e0%a4%b0%e0%a5%8d%e0%a4%a8-%e0%a4%95","status":"publish","type":"article","link":"https:\/\/homefirstindia.com\/ta\/blog\/article\/%e0%a4%86%e0%a4%af-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%ae%e0%a4%be%e0%a4%a3-%e0%a4%94%e0%a4%b0-%e0%a4%86%e0%a4%af%e0%a4%95%e0%a4%b0-%e0%a4%b0%e0%a4%bf%e0%a4%9f%e0%a4%b0%e0%a5%8d%e0%a4%a8-%e0%a4%95\/","title":{"rendered":"\u0906\u092f \u092a\u094d\u0930\u092e\u093e\u0923 \u0914\u0930 \u0906\u092f\u0915\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0947 \u092c\u093f\u0928\u093e \u0932\u094b\u0928 \u0905\u0917\u0948\u0928\u094d\u0938\u094d\u091f \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940"},"content":{"rendered":"<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0932\u0917\u092d\u0917 \u0939\u0930 \u0915\u093f\u0938\u0940 \u0928\u0947 \u0905\u092a\u0928\u0947 \u091c\u0940\u0935\u0928 \u092e\u0947\u0902 \u0915\u092d\u0940 \u0928 \u0915\u092d\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0902\u0915\u091f \u0915\u093e \u0905\u0928\u0941\u092d\u0935 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u0939\u092e\u093e\u0930\u0947 \u092a\u093e\u0938 \u0939\u092e\u0947\u0936\u093e \u091a\u0940\u091c\u094b\u0902 \u0915\u0940 \u090f\u0915 \u0932\u0902\u092c\u0940 \u0938\u0942\u091a\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0932\u093f\u0938\u0947 \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u0948\u0938\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0914\u0930 \u0939\u092e \u0905\u0915\u094d\u0938\u0930 \u0916\u0941\u0926 \u0938\u0947 \u0938\u0935\u093e\u0932 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, &#8220;<\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092e\u0941\u091d\u0947 \u092a\u0948\u0938\u093e \u0915\u0939\u093e\u0902 \u0938\u0947 \u092e\u093f\u0932\u0947\u0917\u093e<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">?&#8221; <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0910\u0938\u0947 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u094b \u0938\u094d\u0935\u093e\u0907\u092a \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0906\u092a \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u0939\u093f\u091a\u0915\u093f\u091a\u093e\u0924\u0947 \u0939\u0948\u0902 \u0932\u0947\u0915\u093f\u0928 \u0906\u092a\u0915\u0947 \u0928\u093e\u092e \u092a\u0930 \u090f\u0915 \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u0930\u091c\u093f\u0938\u094d\u091f\u0930 \u0939\u0948 \u091c\u093f\u0938\u0947 \u0906\u092a \u092c\u0947\u091a\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0924\u094b \u0907\u0938\u0915\u0947 \u092c\u091c\u093e\u092f \u0907\u0938\u0947 \u0917\u093f\u0930\u0935\u0940 \u0915\u094d\u092f\u094b\u0902 \u0928 \u0930\u0916\u0947\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">? <\/span><\/span><a href=\"https:\/\/homefirstindia.com\/article\/loan-against-property-without-income-proof-income-tax-return\/\"><strong><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0932\u094b\u0928 \u0905\u0917\u0948\u0928\u094d\u0938\u094d\u091f \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940<\/span><\/span><\/span><\/strong><\/a><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">(<\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u090f\u0932\u090f\u092a\u0940<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">) <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u090f\u0915 \u0930\u0947\u0938\u0940\u0921\u0947\u0902\u0936\u093f\u092f\u0932 \u092f\u093e \u0915\u092e\u0930\u094d\u0936\u093f\u092f\u0932 \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u092a\u0930 \u092e\u0949\u0930\u091f\u0947\u0917\u0947\u091c \u0932\u094b\u0928 \u0939\u0948 \u091c\u094b \u092e\u0942\u0932\u094d\u092f \u092e\u0947\u0902 \u0909\u091a\u093f\u0924 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0940 \u0906\u092f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u095e\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u091c\u093f\u0938\u0915\u0947 \u0932\u093f\u090f \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u0935\u094d\u092f\u092f \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0932\u094b\u0928 \u0905\u0917\u0948\u0928\u094d\u0938\u094d\u091f \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u0915\u094d\u092f\u093e \u0939\u0948<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>?<\/b><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0932\u094b\u0928 \u0905\u0917\u0948\u0928\u094d\u0938\u094d\u091f \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">(<\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u090f\u0932\u090f\u092a\u0940<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">) <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u090f\u0915 \u0930\u0947\u0938\u0940\u0921\u0947\u0902\u0936\u093f\u092f\u0932 \u092f\u093e \u0915\u092e\u0930\u094d\u0936\u093f\u092f\u0932 \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u092f\u093e \u092d\u0942\u092e\u093f \u0915\u0947 \u090f\u0915 \u091f\u0941\u0915\u0921\u093c\u0947 \u092a\u0930 \u092a\u0930 \u092e\u0949\u0930\u091f\u0947\u0917\u0947\u091c \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0932\u094b\u0928 \u0939\u0948\u0964 \u0932\u094b\u0928 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u0915\u0947 \u092c\u093e\u091c\u093e\u0930 \u092e\u0942\u0932\u094d\u092f \u0915\u093e \u0906\u0915\u0932\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0914\u0930 \u092f\u0926\u093f \u0936\u0940\u0930\u094d\u0937\u0915 \u0935\u093f\u0932\u0947\u0916 \u0915\u094b \u0938\u094d\u092a\u0937\u094d\u091f \u0914\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u092c\u093e\u0927\u093e\u0913\u0902 \u0938\u0947 \u092e\u0941\u0915\u094d\u0924 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0924\u094b \u0932\u094b\u0928 \u0915\u094b \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u0915\u0947 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092c\u093e\u091c\u093e\u0930 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0905\u0928\u0941\u092e\u094b\u0926\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0940 \u091a\u0941\u0915\u094c\u0924\u0940 \u0930\u093f\u092a\u0947\u092e\u0947\u0902\u091f \u0915\u094d\u0937\u092e\u0924\u093e \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092f \u092a\u094d\u0930\u092e\u093e\u0923 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0906\u092f \u0915\u093e \u090f\u0915 \u0938\u094d\u0925\u093f\u0930 \u0938\u094d\u0930\u094b\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0924\u094b \u0932\u094b\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e \u0915\u0920\u093f\u0928 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0932\u094b\u0928 \u0915\u0940 \u0930\u093e\u0936\u093f \u091c\u094b \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0935\u0939 \u0906\u0902\u0936\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0940 \u0906\u092f \u0938\u0947 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0940 \u0938\u093e\u0916 \u0909\u0938\u0915\u0947 \u092f\u093e \u0909\u0938\u0915\u0947 \u0906\u092f \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0906\u092f \u092a\u094d\u0930\u092e\u093e\u0923 \u0915\u0947 \u0932\u094b\u0928 \u0905\u0917\u0948\u0928\u094d\u0938\u094d\u091f \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u091f\u093f\u092a\u094d\u0938<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>:<\/b><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u091c\u092c\u0915\u093f \u0907\u0938 \u0932\u094b\u0928 \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0918\u0930 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0930\u0916\u0928\u093e \u0939\u094b\u0917\u093e<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0906\u092f \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0917\u0940\u0964 \u0905\u0917\u0930 \u0906\u092a \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930 \u0939\u0948\u0902 \u0924\u094b \u092f\u0939 \u091a\u0941\u0928\u094c\u0924\u0940\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a \u0906\u092f \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 \u0926\u093f\u0916\u093e\u090f \u092c\u093f\u0928\u093e \u0932\u094b\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0924\u094b \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0932\u0902\u092c\u0940 \u0939\u0948 \u0914\u0930 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u090f\u0902 \u092a\u0942\u0930\u0940 \u0915\u0930\u0928\u0940 \u092a\u0921\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0906\u092a\u0915\u094b \u0910\u0938\u0947 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u092a\u0921\u093c \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u0915\u0947 \u0932\u093f\u090f \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0921\u0949\u0915\u094d\u092f\u0941\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940\u0964 \u0906\u092a \u0905\u0928\u0941\u092e\u094b\u0926\u0928 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u0913\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u091b\u094b\u091f\u093e \u0932\u094b\u0928 \u0905\u092e\u093e\u0909\u0928\u094d\u091f \u092d\u0940 \u091a\u0941\u0928 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0906\u092f \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 \u0928\u0939\u0940\u0902 \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0924\u094b \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0918\u0930 \u0915\u0947 \u090f\u0935\u091c \u092e\u0947\u0902 \u0932\u094b\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u094d\u092f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u090f\u0915 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0906\u092f \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u090f \u0932\u094b\u0928 \u0905\u0917\u0948\u0928\u094d\u0938\u094d\u091f \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0908 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0902\u0964 \u0928\u0940\u091a\u0947 \u0926\u0940 \u0917\u0908 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u093e\u0902 \u0906\u092a\u0915\u094b \u0932\u094b\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">:<\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0915\u094b<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>&#8211;<\/b><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0928\u094d\u091f \u0915\u0947 \u0938\u093e\u0925 \u090f\u092a\u094d\u0932\u0940\u0915\u0947\u0936\u0928 \u091c\u092e\u093e \u0915\u0930\u0947\u0902<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>:<\/b><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span lang=\"ar-SA\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">\u0932\u094b\u0928 \u092a\u0930 \u0938\u0939<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">&#8211;<\/span><\/span><span lang=\"ar-SA\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">\u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0939\u094b\u0928\u0947 \u0915\u0947 \u0915\u0908 \u092b\u093e\u092f\u0926\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0928 \u0915\u0947\u0935\u0932 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u092c\u0921\u093c\u0940 \u0932\u094b\u0928 \u0930\u093e\u0936\u093f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span lang=\"ar-SA\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">\u092c\u0932\u094d\u0915\u093f \u092f\u0939 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u094b \u0932\u094b\u0928 \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0940 \u0906\u092a\u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u092d\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u091a\u0942\u0902\u0915\u093f \u0909\u0928\u0915\u0947 \u092a\u093e\u0938 \u0906\u092f \u0938\u0924\u094d\u092f\u093e\u092a\u0928 \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span lang=\"ar-SA\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">\u0907\u0938\u0932\u093f\u090f \u0915\u094b<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">&#8211;<\/span><\/span><span lang=\"ar-SA\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">\u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0928\u094d\u091f \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u092e\u093e\u0928\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0905\u092a\u0928\u0947 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0905\u0928\u0941\u092d\u0935 \u0915\u0940 \u092a\u0941\u0937\u094d\u091f\u093f \u0915\u0930\u0947\u0902<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>:<\/b><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u090f\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0939\u092e\u0947\u0936\u093e \u0905\u092a\u0928\u0947 \u092c\u091a\u0924 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0915\u0940 \u0917\u0924\u093f\u0935\u093f\u0927\u093f \u092a\u0930 \u090f\u0915 \u0928\u091c\u093c\u0930 \u0921\u093e\u0932\u0947\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0932\u094b\u0928 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0940 \u0907\u0928\u094d\u0938\u094d\u091f\u0940\u091f\u094d\u092f\u0942\u0936\u0928 \u092c\u0948\u0902\u0915 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0940 \u091c\u093e\u0901\u091a \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964 \u090f\u0915 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u090f\u0915 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092c\u0948\u0932\u0947\u0902\u0938 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u092f\u093e \u0909\u0938\u0915\u0947 \u092a\u093e\u0938 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0927\u0928 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0905\u091a\u094d\u091b\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0925\u093e\u090f\u0901 \u0906\u092a\u0915\u0947 \u0932\u094b\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u0913\u0902 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0905\u092a\u0928\u0947 \u0930\u093f\u0932\u0947\u0936\u0928\u0936\u093f\u092a \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u0938\u0947 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>:<\/b><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0939\u0930 \u092c\u091a\u0924 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0927\u093e\u0930\u0915 \u0915\u094b \u090f\u0915 \u0930\u093f\u0932\u0947\u0936\u0928\u0936\u093f\u092a \u092e\u0948\u0928\u0947\u091c\u0930 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0935\u0947 \u0932\u094b\u0928 \u090f\u092a\u094d\u0932\u0940\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u094b\u0938\u0947\u0938 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0906\u092a\u0915\u094b \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0938\u0947 \u091c\u094b\u0921\u093c \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092f \u0915\u0947 \u0921\u0949\u0915\u094d\u092f\u0941\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0940 \u0915\u092e\u0940 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u090f\u0915 \u0908\u092e\u093e\u0928\u0926\u093e\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0930\u0928\u0947 \u0914\u0930 \u0909\u0928\u094d\u0939\u0947\u0902 \u0936\u0940\u0918\u094d\u0930 \u0935\u093e\u092a\u0938\u0940 \u0915\u093e \u0906\u0936\u094d\u0935\u093e\u0938\u0928 \u0926\u0947\u0928\u0947 \u0938\u0947 \u0906\u092a\u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0924\u093e \u092e\u093f\u0932\u0947\u0917\u0940\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0906\u092f \u092a\u094d\u0930\u092e\u093e\u0923 \u0915\u094d\u092f\u094b\u0902 \u0928\u0939\u0940\u0902 \u0939\u0948<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>:<\/b><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0938\u092e\u091d\u093e\u090f\u0902 \u0915\u093f \u0906\u092a\u0928\u0947 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092f\u093e \u0915\u093f\u0938\u0940 \u0935\u0948\u0927 \u0915\u093e\u0930\u0923 \u0938\u0947 \u0915\u0930\u0947\u0902\u091f \u092f\u093e \u092a\u093f\u091b\u0932\u0947 \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 \u0906\u092f\u0915\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u094d\u092f\u094b\u0902 \u0928\u0939\u0940\u0902 \u092d\u0930\u093e\u0964 \u0906\u092a\u0915\u0940 \u0930\u093f\u092a\u0947\u092e\u0947\u0902\u091f \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u0923 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0932\u094b\u0928 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0906\u092a\u0915\u0940 \u092a\u093f\u091b\u0932\u0940 \u0906\u092f \u0915\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0915\u0930\u0947\u0917\u093e\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0915\u092e \u0932\u094b\u0928<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>&#8211;<\/b><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u091f\u0942<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>&#8211;<\/b><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0935\u0948\u0932\u094d\u092f\u0942 <\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>(<\/b><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u090f\u0932\u091f\u0940\u0935\u0940<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>) <\/b><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0926\u0930 \u091a\u0941\u0928\u0947\u0902<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>:<\/b><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0932\u094b\u0928 \u091f\u0942 \u0935\u0930\u094d\u0925 \u0930\u0947\u0936\u093f\u092f\u094b \u0935\u0939 \u0930\u093e\u0936\u093f \u0939\u0948 \u091c\u094b \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u094b \u0906\u092a\u0915\u0947 \u0918\u0930 \u0915\u0947 \u092c\u093e\u091c\u093e\u0930 \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0909\u0927\u093e\u0930 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">(LTV)<\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0964 \u092f\u0926\u093f \u0906\u092a <\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">80 <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u093e \u090f\u0932\u091f\u0940\u0935\u0940<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">(LTV) <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u091a\u0941\u0928\u0924\u0947 \u0939\u0948\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092c\u0948\u0902\u0915 \u0932\u093e\u0917\u0924 \u0915\u093e <\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">80 <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0935\u0930 \u0915\u0930\u0947\u0917\u093e \u0914\u0930 \u0906\u092a \u0936\u0947\u0937 <\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">20 <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u094b\u0902\u0917\u0947\u0964 \u092f\u0926\u093f \u0906\u092a \u0935\u0948\u0932\u094d\u092f\u0942 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0947 \u092e\u0941\u0915\u093e\u092c\u0932\u0947 \u0915\u092e \u0932\u094b\u0928 \u091a\u0941\u0928\u0924\u0947 \u0939\u0948\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0924\u094b \u0906\u092f \u092a\u094d\u0930\u092e\u093e\u0923 \u0915\u0947 \u092c\u093f\u0928\u093e \u0932\u094b\u0928 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0906\u092a\u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u092c\u0922\u093c \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u092a\u0940\u092f\u0930<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>&#8211;<\/b><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u091f\u0942<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>&#8211;<\/b><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u092a\u0940\u092f\u0930 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u091a\u0941\u0928\u0928\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u094b\u091a\u0947\u0902<\/b><\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><b>:<\/b><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0921\u093f\u091c\u093f\u091f\u0932\u0940\u0915\u0930\u0923 \u0914\u0930 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0935\u093e\u0926 \u0915\u0947 \u092f\u0941\u0917 \u092e\u0947\u0902 \u091a\u0941\u0928\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u095e\u093e\u0907\u0928\u0947\u0902\u0938\u093f\u0902\u0917 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0902<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u091c\u0948\u0938\u0947 \u0915\u094d\u0930\u093e\u0909\u0921 \u0938\u094b\u0930\u094d\u0938\u093f\u0902\u0917 \u0914\u0930 \u092a\u0940\u092f\u0930<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">&#8211;<\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u091f\u0942<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">&#8211;<\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092a\u0940\u092f\u0930 \u092b\u0902\u0921\u093f\u0902\u0917<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u091c\u0939\u093e\u0902 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u090f\u0915 \u0938\u092e\u0942\u0939 \u090f\u0915 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0927\u0928 \u091c\u0941\u091f\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u0924\u0930\u0939 \u0915\u0947 \u092b\u093f\u0928\u091f\u0947\u0915 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0924\u0947\u091c\u0940 \u0938\u0947 \u0914\u0930 \u0906\u092f \u0921\u0949\u0915\u094d\u092f\u0941\u092e\u0947\u0902\u091f\u094d\u0938 \u092a\u0930 \u0915\u092e \u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e \u0915\u0947 \u0938\u093e\u0925 \u0932\u094b\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0906\u092a\u0915\u094b \u0909\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0905\u0928\u094d\u092f \u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u0938\u0947 \u0938\u093e\u0935\u0927\u093e\u0928 \u0930\u0939\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u091c\u094b \u0910\u0938\u0947 \u092a\u094d\u0932\u0947\u091f\u092b\u093c\u0949\u0930\u094d\u092e \u0932\u0917\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\"><b>\u0906\u092f \u092a\u094d\u0930\u092e\u093e\u0923 \u0914\u0930 \u0906\u0908\u091f\u0940\u0906\u0930 \u0915\u0947 \u0932\u094b\u0928 \u0905\u0917\u0948\u0928\u094d\u0938\u094d\u091f \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c<\/b><\/span><\/span><\/span><\/p>\n<ul>\n<li class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u090f\u092a\u094d\u0932\u0940\u0915\u0947\u0936\u0928 \u092b\u0949\u0930\u094d\u092e \u092a\u0930 \u092a\u0939\u091a\u093e\u0928 \u092a\u094d\u0930\u092e\u093e\u0923<\/span><\/span><\/span><\/li>\n<li class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092a\u0924\u0947 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923<\/span><\/span><\/span><\/li>\n<li class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092a\u093e\u0938\u092a\u094b\u0930\u094d\u091f \u0938\u093e\u0907\u091c \u092e\u0947\u0902 \u092b\u094b\u091f\u094b\u0917\u094d\u0930\u093e\u092b<\/span><\/span><\/span><\/li>\n<li class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092a\u093f\u091b\u0932\u0947 \u091b\u0939 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f<\/span><\/span><\/span><\/li>\n<li class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u0936\u0941\u0932\u094d\u0915 \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0930\u0947\u0902<\/span><\/span><\/span><\/li>\n<\/ul>\n<p class=\"western\" lang=\"en-US\"><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0906\u092f \u092a\u094d\u0930\u092e\u093e\u0923 \u0914\u0930 \u0906\u0908\u091f\u0940\u0906\u0930<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">(ITR) <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092b\u0949\u0930\u094d\u092e \u0915\u0947 \u0932\u094b\u0928 \u0905\u0917\u0948\u0928\u094d\u0938\u094d\u091f \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0939\u0948\u0964 \u095e\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u0926\u093f\u0928<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">&#8211;<\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u092c<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">&#8211;<\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0926\u093f\u0928 \u092c\u0922\u093c \u0930\u0939\u093e \u0939\u0948<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0914\u0930 \u0938\u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0932\u094b\u0928 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0902\u0964 \u0911\u0928\u0932\u093e\u0907\u0928 \u0915\u0941\u091b \u0936\u094b\u0927 \u0915\u0930\u0915\u0947 \u0914\u0930 \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u0932\u094b\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0908 \u0909\u0927\u093e\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0915\u0947 \u092c\u0947\u0939\u0924\u0930 \u092e\u094b\u0932\u092d\u093e\u0935 \u0915\u0930\u0928\u093e \u0938\u0902\u092d\u0935 \u0939\u0948\u0964 \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u094d\u0932\u093e\u0908 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\u0915\u0902\u092a\u0928\u0940 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u092a\u0930 \u0932\u094b\u0928 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0964 \u0938\u0940\u0927\u0947 \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u092a\u0930 \u0932\u094b\u0928 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092e\u093e\u0928\u0926\u0902\u0921 \u0914\u0930 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0915\u093e\u0917\u091c\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0947 \u0938\u093e\u0925<\/span><\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\">, <\/span><\/span><span style=\"font-family: Arial Unicode MS, sans-serif;\"><span style=\"font-size: medium;\"><span lang=\"ar-SA\">\u0932\u094b\u0928 \u090f\u092a\u094d\u0932\u0940\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u094b\u0938\u0947\u0938 \u0938\u0930\u0932 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