How can I apply for a home loan at the HomeFirst branch?

You can apply for a home loan by visiting the HomeFirst branch in person or by starting the application online. A dedicated Relationship Manager will guide you through eligibility checks, documentation, and the complete approval process.

How long does it take to get a home loan approved at the HomeFirst branch?

Most eligible home loan applications at the HomeFirst branch are processed quickly, with approvals often completed within 48 hours. The exact timeline may vary based on documentation and property verification.

Who will assist me during the home loan journey at the HomeFirst branch?

You will be supported by a Relationship Manager who assists from application to disbursement. Post-approval, a Customer Success team helps with loan servicing and related queries.

Can I get a home loan for buying a plot and constructing a house?

Yes, we offer loans for plot purchase combined with construction, subject to approved building plans and legal property verification. The loan is usually disbursed in stages as construction progresses.

What amount of home loan am I eligible for?

Your eligible loan amount is determined by your income, existing financial obligations, credit score, and the value of the property. We assess repayment capacity to ensure the EMI remains affordable. Check your eligibility here.

What credit score is required for a home loan?

A credit score of 700 or above is generally considered ideal for home loan approval. Applicants with lower scores may still be considered if they demonstrate strong income stability and repayment history.

What are the basic eligibility criteria for a home loan in India?

Eligibility is assessed based on age, income stability, credit history, repayment capacity, and property details. Both salaried and self-employed individuals can apply if they meet these criteria.

How is EMI calculated for a home loan?

Home loan EMI is calculated based on three key factors: loan amount, interest rate, and tenure. The EMI remains fixed throughout the loan tenure unless there is a change in the interest rate.

What is the maximum tenure for a home loan in India?

Home loans in India can have a tenure of up to 25 years, depending on the borrower’s age and repayment capacity. Longer tenures help reduce EMIs, making monthly payments more manageable.

How can I save income tax on my home loan?

Home loan borrowers can claim tax benefits on both principal repayment and interest paid, subject to applicable income tax provisions. These benefits help reduce overall tax liability over the loan tenure.

Home Loan in New Delhi Janak Puri | Apply Housing Loan

HomeFirst Finance Company

Janak Puri

4.1

Shahpuri Tirath Singh Tower, 6th Floor, Office No 611, C-58 Community center, Janak Puri 110058

9136679433

Open until 6:00pm

Get Direction

New Delhi Housing Market Overview

In a city where ambition meets careful planning, Janak Puri Branch helps Delhi families navigate homeownership with clarity and confidence. Buying a home here is a deliberate choice, guided by long-term stability rather than impulse. At this branch, we simplify the home loan process with clear communication, minimal paperwork, and timely approvals. Our team understands diverse income structures and evaluates real earning capacity, even without formal documentation. With flexible options and practical guidance, Janak Puri Branch makes homeownership in Delhi a well-considered, reliable step for families seeking security and permanence in a fast-moving, ever-evolving city.

Eligibility Criteria For Home Loan Home Loan Interest Rates in New Delhi

If you are self-employed or run a business in New Delhi, your home loan eligibility is evaluated based on your earning capacity and repayment ability. We look at business continuity, cash flows, age at loan and property maturity, and your savings pattern. This ensures the loan is practical and aligned with how you earn and repay.

Factors	Description
Age	Applicants must be at least 18 years old at the time of application.
Loan Amount	Home loans are available from ₹5 lakh, based on repayment capacity.
Maximum Tenure	Maximum loan tenure available is up to 25 years, subject to eligibility.
Nationality	Home loans are available to Indian residents.
Co-applicant Availability	Adding a co-applicant can improve eligibility and loan amount.
CIBIL Score	A CIBIL score of 700 or above is required for eligibility.

Home Loan EMI & Eligibility Calculator in New Delhi

Get an instant estimate of your EMI and eligibility for a home loan in New Delhi — simple, accurate, and hassle-free and plan your monthly budget with confidence before applying.

Loan Amount

Interest Rate

Tenure (Years)

Monthly Installment (EMI)

₹6,388

Why Choose HomeFirst

Choosing HomeFirst in New Delhi means choosing a home loan partner that keeps things simple, fast, and transparent. Built for all income profiles: salaried, self-employed, small business owners, and informal earners; HomeFirst focuses on how you actually earn and manage money, not just paperwork. With quick approvals, a single point of contact, strong digital tools, and deep local understanding, HomeFirst helps first-time buyers in New Delhi move forward with confidence and clarity.

Fast Approvals

91% approvals are completed within 48 hours through a clean process.

One Dedicated Relationship Manager

A single point of contact guides you from application to disbursal.

Simple Digital Experience

Track loan status, EMIs, and documents easily through the Customer Portal App.

Strong Local Presence

Teams in New Delhi understand local properties and buyers’ needs to guide you better.

About HomeFirst Finance Company

HomeFirst Finance is a housing finance company built to make home loans simple, fair, and accessible for first time homebuyers. We specialise in loans with minimal documentation and focus on understanding how you actually earn and manage your money. Our process is clear and personalised, so you always know what is happening at every step. We offer customized loan products that are designed around your needs and repayment comfort. With strong local teams, you get guidance from people who understand your city, neighbourhoods, and property trends. Over one lakh customers have already trusted HomeFirst for their first home loan. With HomeFirst, you get a supportive partner that values your time, understands your reality, and makes the home loan journey smooth and stress-free.

Key Features and Benefits

HomeFirst Finance brings a fast, friendly, and flexible home loan experience to customers across New Delhi.

Trusted guidance at every step
Buying your first home is simpler with one dedicated advisor who guides you clearly from start to finish.
Higher loan eligibility
We consider different sources of income to help you qualify for a higher loan amount.
Safe and secure documents
Your documents are stored safely in a secure, weatherproof locker and can be accessed easily whenever you need them.
No hidden charges
We clearly share all costs upfront and explain your loan details in a simple way.
No guarantor required
If your income is stable and you can repay comfortably, you do not need a guarantor.
Zero prepayment charges
You can prepay your loan anytime and reduce your interest easily and conveniently through the app.

Home Loan Application Process in New Delhi

Applying for an affordable home loan in New Delhi with HomeFirst is quick, simple, and stress-free. From start to finish, you have one dedicated Relationship Manager guiding you, keeping everything clear and transparent. With fast verifications and minimal paperwork, your journey from application to loan approval is smooth and hassle-free.

Apply For Home Loan

Share Your Details

We clearly share all costs upfront and explain your loan details in a simple way.

Quick Verification

Your income, documents, and property details are verified swiftly through a simple on-ground and profile check.

Approval & Disbursal

Once verified, your home loan is approved and processed quickly, with sanction and disbursal completed within 48 hours.

Apply For Home Loan

Here's your document checklist

Keep the originals handy.

Personal documents
1. Aadhaar card
2. PAN card
3. Driver license
4. Voter ID
5. Passport
Professional documents
1. Bank statement
2. ITR
3. Salary Slip
Residential documents
1. Sale deed
2. Property tax

Personal documents
1. Aadhaar card
2. PAN card
3. Driver license
4. Voter ID
5. Passport
Professional documents
1. Bank statement
2. ITR
Residential documents
1. Sale deed
2. Property tax

Rating & Reviews of HomeFirst Branch in Janak Puri

5 Star

4 Star

3 Star

2 Star

1 Star

4.1

Customer service is good, Process timing is good

Sasi Kumar

23-Dec-25

They provide excellent service, respond promptly, and exhibit great behavior.

Daniel Kjoy

15-Jan-26

Good talking with customers service manager. Thank you so much.

Pushpa Yesudas

23-Jan-26

Home first service is excellent .... 🥳🥳🥳🥳🥳

Ram Singh

19-Jan-26

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Find the answers here.

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