Mortgage Loan

Home-finance your next big move!

Mortgage loan was
never this easy

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Start the process
within minutes

Get free counselling at your doorstep by our experts.

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Smaller EMIs,
longers tenures

Designed for your benefits!

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Money in your
bank

Fastest disbursal for all your needs.

It's simple, speedy and supportive

Our team will guide you through the process.
  1. P1

    Take the first step.

    Our loan application process is simple.

  2. P2

    Have a chat with us.

    Our team will come and meet you to understand your needs.

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    Relax, it's all digital!

    It's simple and secure for your time and energy.

  4. P4

    You get a loan!

    We guarantee a sanction in just 48 Hours.

Why choose HomeFirst?

Because we value your time.

  1. We guarantee approval in just 48 hours!

  2. We believe in you, not just your documents.

  3. Designed just for you.

  4. One app for everything!

Designed for your benefits

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    Count on our trusted advisors

    We understand if you are buying/building a home for the first time and you have a lot of questions. Trust us, you have come to the right place.

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    Double your loan eligibility

    We understand that modern families today have varied sources of income and we keep that in mind for your needs.

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    Skip the tension

    Your documents are safe in a smart and weatherproof locker. They will be made available to you upon placing a simple request.

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    No hidden charges

    Being transparent is our second nature. We will mention all our charges and explain every detail about the loan to you.

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    Guarantors are over-rated

    If you have a solid income and are confident about paying your EMIs regularly, then we don't care for a guarantor in the loan.

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    Zero prepayment charges

    Yes, we encourage regular pre-payments. Clear your loan faster and save lakhs on your interest. Pre-pay at your convenience through the app, it's your superpower!

Know your EMI

Here's a calculator for your understanding.

emi paramaters

  2. %

Here's your document checklist

Keep the originals handy.

  1. Personal documents

    1. icon

      Aadhaar card

    2. icon

      PAN card

    3. icon

      Driver license

    4. icon

      Voter ID

    5. icon

      Passport

  2. Professional documents

    1. icon

      Bank statement

    2. icon

      ITR

    3. icon

      Salary Slip

  3. Residential documents

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      Sale deed

    2. icon

      Property tax

  1. Personal documents

    1. icon

      Aadhaar card

    2. icon

      PAN card

    3. icon

      Driver license

    4. icon

      Voter ID

    5. icon

      Passport

  2. Professional documents

    1. icon

      Bank statement

    2. icon

      ITR

  3. Residential documents

    1. icon

      Sale deed

    2. icon

      Property tax

Have more questions?
Find the answers here.

FAQs about all things loan.

We usually consider the following type of properties: Self-Occupied Residential Property (SORP): Applicant must be staying in the house, that he/she wants us to mortgage. Mixed Use Property (Self Occupied + Commercial / Rental): Applicant can have a property where he's staying, and some portions of the property has been given on rent for commercial purpose. NB: Commercial Properties are not accepted if it does not have self-occupied residence in it. All mortgages will have to be registered either as Registered Mortgage or Registering MOD as per the laws

We're simplifying the documents that are needed below as per the category of applicant.

The fees HomeFirst will charge to avail Loan Against Property includes: Pre – Sanction Charges: 2% of Loan amount + 18% GST Post- Sanction Charges: After Sanction, Customer will have to pay a nominal amount for as Legal and Technical charges. We at HomeFirst emphasize on complete transparency as it's one of our core values!

The following are the main Purposes of loan Against Property viz. You can use the funds, For Business expansion / Working capital: For Business Expansion, purchasing machinery / equipment / raw materials / stock etc. and all other business requirements For Personal needs: Children's higher education, marriage expenses or any family functions, medical emergencies, home improvement or furnishing For Debt consolidation: You can opt to settle all those high interest rate loans, that you might have borrowed in trying times. Live stress-free!

We're simplifying the documents that are needed below as per the category of applicant.

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    HomeFirst and PMAY is a match made in heaven! Unlike most stories, this one could be told with the numbers alone. So let me get them out of the way, here’s what HomeFirst was able to do during the first run of the scheme. In PMAY 1.0, HomeFirst between the year 2016 to 2022 facilitated […]

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