emi paramaters
- %
Mortgage loan was
never this easy
Start the process
within minutes
Get free counselling at your doorstep by our experts.
Smaller EMIs,
longers tenures
Designed for your benefits!
Money in your
bank
Fastest disbursal for all your needs.
It's simple, speedy and supportive
Our team will guide you through the process.
Take the first step.
Our loan application process is simple.
Have a chat with us.
Our team will come and meet you to understand your needs.
Relax, it's all digital!
It's simple and secure for your time and energy.
You get a loan!
We guarantee a sanction in just 48 Hours.
Why choose HomeFirst?
Because we value your time.
We guarantee approval in just 48 hours!
We believe in you, not just your documents.
Designed just for you.
One app for everything!
Designed for your benefits
Count on our trusted advisors
We understand if you are buying/building a home for the first time and you have a lot of questions. Trust us, you have come to the right place.
Double your loan eligibility
We understand that modern families today have varied sources of income and we keep that in mind for your needs.
Skip the tension
Your documents are safe in a smart and weatherproof locker. They will be made available to you upon placing a simple request.
No hidden charges
Being transparent is our second nature. We will mention all our charges and explain every detail about the loan to you.
Guarantors are over-rated
If you have a solid income and are confident about paying your EMIs regularly, then we don't care for a guarantor in the loan.
Zero prepayment charges
Yes, we encourage regular pre-payments. Clear your loan faster and save lakhs on your interest. Pre-pay at your convenience through the app, it's your superpower!
Know your EMI
Here's a calculator for your understanding.
Here's your document checklist
Keep the originals handy.
Personal documents
Aadhaar card
PAN card
Driver license
Voter ID
Passport
Professional documents
Bank statement
ITR
Salary Slip
Residential documents
Sale deed
Property tax
Personal documents
Aadhaar card
PAN card
Driver license
Voter ID
Passport
Professional documents
Bank statement
ITR
Residential documents
Sale deed
Property tax
Have more questions?
Find the answers here.
FAQs about all things loan.
We usually consider the following type of properties:
Self-Occupied Residential Property (SORP): Applicant must be staying in the house, that he/she wants us to mortgage.
Mixed Use Property (Self Occupied + Commercial / Rental): Applicant can have a property where he's staying, and some portions of the property has been given on rent for commercial purpose.
NB: Commercial Properties are not accepted if it does not have self-occupied residence in it. All mortgages will have to be registered either as Registered Mortgage or Registering MOD as per the laws
We're simplifying the documents that are needed below as per the category of applicant.
The fees HomeFirst will charge to avail Loan Against Property includes:
Pre – Sanction Charges: 2% of Loan amount + 18% GST
Post- Sanction Charges: After Sanction, Customer will have to pay a nominal amount for as Legal and Technical charges. We at HomeFirst emphasize on complete transparency as it's one of our core values!
The following are the main Purposes of loan Against Property viz. You can use the funds,
For Business expansion / Working capital: For Business Expansion, purchasing machinery / equipment / raw materials / stock etc. and all other business requirements
For Personal needs: Children's higher education, marriage expenses or any family functions, medical emergencies, home improvement or furnishing
For Debt consolidation: You can opt to settle all those high interest rate loans, that you might have borrowed in trying times. Live stress-free!
We're simplifying the documents that are needed below as per the category of applicant.
Reading room
Things about homes you wish you had known.
14 Nov, 2024 07:01 AM
Reimagining Home Loans, The HomeFirst way
Reimagining Home Loans, The HomeFirst way Every morning, households across India’s informal economy spring to life, as shopkeepers open their kirana store, auto drivers fuel up for the day ahead, vegetable vendors set up their shops and carpenters start assembling furniture for their latest customers. They are all part of India’s dynamic and diverse […]
26 Oct, 2024 05:28 AM
Save your greens by going green!
One thing I can say with absolute certainty: there is a kind of green everyone cares about–paisa! And no, this blog post isn’t about saving the environment; it’s more about saving your pocket. Now that I have got your attention, let’s dig into what Green Homes are and why you should care. We all know […]
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www.HomeFirstIndia.com just got renovated!
Hello, dear readers and future homeowners! HomeFirst now has a brand-new look! After months of hard work, countless debates over the most appropriate words and font style, and lots and lots of coffee, we are thrilled to launch our new website! It is completely different from the old one, as you can now see. We […]
