How to Apply For PMAY-2.0 Online

The Pradhan Mantri Awas Yojana- Urban 2.0 (PMAY-U 2.0) is a government initiative to provide affordable housing to one crore urban families. With this scheme, the government aims to improve the quality of life for all citizens and also address the housing needs of economically weaker sections and middle-income groups. Under this scheme, 118.64 lakh houses are already sanctioned.

Do you qualify for PMAY 2.0?

To check if you qualify for PMAY 2.0, you’ll need to consider a few key factors:

Check for your Income: Firstly, check the category for which you can avail the benefits. There are three income categories for which PMAY-U 2.0 benefits are available. In the table below, you can check your income eligibility.

Home Ownership: You or your family should not have a pucca house anywhere in India.

What are the List of Documents Required?

• Applicant’s Aadhar Details: To verify identity
• Aadhar Details of Family Members: To verify identity
• Active Bank Account Details: For receiving the benefit amount
• Income Proof: Salary slips or ITR returns
• Caste Certificate (If you belong to SC, ST or OBC): Issued by a competent authority
• Land Document (If you are applying for BLC vertical)

How to Apply for PMAY 2.0 Online?

The Pradhan Mantri Awas Yojana (PMAY) 2.0 scheme provides financial assistance to eligible individuals for purchasing a home. Here’s a step-by-step guide to applying for the benefits under the scheme online: 

1. Visit the PMAY-U website: Go to the official website of PMAY-U at https://pmay-urban.gov.in/.
2. Review the Scheme Guidelines: Familiarize yourself with the eligibility criteria and other details mentioned in the PMAY 2.0 Scheme Guidelines.
3. Navigate to the Application Page: Locate and select the option to “Apply for PMAY-U 2.0” on the website.
4. Proceed with the Application: You’ll be directed to a page with various options. Choose “Apply for PMAY-U 2.0” again to proceed.
5. Review Application Instructions: A page opens with “Instructions for the User”. Carefully read the instructions provided on the application page. Scroll down and select Click to Proceed.
6. Ensure Document Availability: A page opens with Documents Required. Verify that you have all the necessary documents required for the application process before proceeding further. Scroll down and click on Proceed.
7. Eligibility Check: Enter your basic information, such as your state of property, and other details on the designated page. Click on “Eligibility Check” once you’ve filled in all the required fields. After you fill in all the fields, click on Eligibility Check.
8. Aadhaar Authentication: A page opens with Consent for Aadhar Authentication. Provide your name and Aadhaar number to initiate the Aadhaar authentication process. Enter the OTP you receive on your Aadhaar-linked mobile number.
9. Complete Beneficiary Survey: After this, you’ll be presented with a beneficiary survey form. This form will typically collect information on personal details, family members, household details, address details, home loan details (if applicable), and other relevant information. Submit the completed form to receive your application number.

Please keep your application number for future reference and track the progress of your application.

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Pradhan Mantri Awas Yojana- Urban 2.0