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Building your home was
never this easy
Start the process
within minutes
Get free counselling at your doorstep by our experts.
More is
better
Double your loan eligibility! We consider the entire family income.
Money in your
bank
Timely disbursals that keep in pace with your construction.
It's simple, speedy and supportive
Our team will guide you through the process.
Take the first step.
Our loan application process is simple.
Have a chat with us.
Our team will come and meet you to understand your needs.
Relax, it's all digital!
It's simple and secure for your time and energy.
You get a loan!
We guarantee a sanction in just 48 Hours.
Why choose HomeFirst?
Because we value your time.
We guarantee approval in just 48 hours!
We believe in you, not just your documents.
Designed just for you.
One app for everything!
Designed for your benefits
Count on our trusted advisors
We understand if you are buying/building a home for the first time and you have a lot of questions. Trust us, you have come to the right place.
Double your loan eligibility
We understand that modern families today have varied sources of income and we keep that in mind for your needs.
Skip the tension
Your documents are safe in a smart and weatherproof locker. They will be made available to you upon placing a simple request.
No hidden charges
Being transparent is our second nature. We will mention all our charges and explain every detail about the loan to you.
Guarantors are over-rated
If you have a solid income and are confident about paying your EMIs regularly, then we don't care for a guarantor in the loan.
Zero prepayment charges
Yes, we encourage regular pre-payments. Clear your loan faster and save lakhs on your interest. Pre-pay at your convenience through the app, it's your superpower!
Know your EMI
Here's a calculator for your understanding.
Here's your document checklist
Keep the originals handy.
Personal documents
Aadhaar card
PAN card
Driver license
Voter ID
Passport
Professional documents
Bank statement
ITR
Salary Slip
Residential documents
Sale deed
Property tax
Personal documents
Aadhaar card
PAN card
Driver license
Voter ID
Passport
Professional documents
Bank statement
ITR
Residential documents
Sale deed
Property tax
Have more questions?
Find the answers here.
FAQs about all things loan.
No, you do not require a guarantor to apply for a home construction loan.
There are various tax benefits available to customers with home constructions loans, under the Income Tax Act Sections 24 and 80C. According to the IT Act, the process of construction is divided into phases, and different rules are applicable in each phase. Please consult with a chartered accountant or a tax specialist for more details.
At the time of your loan approval, you are required to fill out an ACH form, to allow the EMIs to be directly deducted from your bank account at a fixed time every month. All you need to do is ensure that your account has sufficient balance, and we will take care of the rest.
A home construction loan is an HomeFirst flagship product, designed to help you construct your own home.
If you have a plot of land and want to build a house to your own specifications, this product is ideal for you. Choose this type of loan if you want to renovate or remodel your home in any way.
Yes, we support and encourage co-applicants for our loans. During the application process, please provide all the relevant documents of your desired co-applicants along with your own.
Reading room
Things about homes you wish you had known.
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