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Home First Finance Company
  1. Loans arrow
    • Home Loan
    • Self-Construction Loan
    • Resale Loan
    • Mortgage Loan
    • Shop Loan
    • Renovation Loan
    • Top-up Loan
  2. Calculators arrow
    • EMI Calculator
    • Loan Eligibility Calculator
    • Auto Prepay Calculator
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  6. Investor Relations arrow
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    • Impact Reporting
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Renovation Loan

Repair. Rebuild. Renovate.

Renovating your home was
never this easy

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Start the process
within minutes

Get free counselling at your doorstep by our experts.

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More is
better

Double your loan eligibility! We consider the entire family income.

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Money in your
bank

Faster disbursals at regular intervals for uninterrupted renovation work.

It's simple, speedy and supportive

Our team will guide you through the process.
  1. P1

    Take the first step.

    Our loan application process is simple.

  2. P2

    Have a chat with us.

    Our team will come and meet you to understand your needs.

  3. P3

    Relax, it's all digital!

    It's simple and secure for your time and energy.

  4. P4

    You get a loan!

    We guarantee a sanction in just 48 Hours.

Why choose HomeFirst?

Because we value your time.

  1. We guarantee approval in just 48 hours!

  2. We believe in you, not just your documents.

  3. Designed just for you.

  4. One app for everything!

Designed for your benefits

  1. icon

    Count on our trusted advisors

    We understand if you are buying/building a home for the first time and you have a lot of questions. Trust us, you have come to the right place.

  2. icon

    Double your loan eligibility

    We understand that modern families today have varied sources of income and we keep that in mind for your needs.

  3. icon

    Skip the tension

    Your documents are safe in a smart and weatherproof locker. They will be made available to you upon placing a simple request.

  4. icon

    No hidden charges

    Being transparent is our second nature. We will mention all our charges and explain every detail about the loan to you.

  5. icon

    Guarantors are over-rated

    If you have a solid income and are confident about paying your EMIs regularly, then we don't care for a guarantor in the loan.

  6. icon

    Zero prepayment charges

    Yes, we encourage regular pre-payments. Clear your loan faster and save lakhs on your interest. Pre-pay at your convenience through the app, it's your superpower!

Know your EMI

Here's a calculator for your understanding.

emi paramaters

  1. %

Monthly installment (EMI)

₹6,388


You can save on your interest!

Try our Auto Prepay feature.

Know More

Here's your document checklist

Keep the originals handy.

  1. Personal documents

    1. icon

      Aadhaar card

    2. icon

      PAN card

    3. icon

      Driver license

    4. icon

      Voter ID

    5. icon

      Passport

  2. Professional documents

    1. icon

      Bank statement

    2. icon

      ITR

    3. icon

      Salary Slip

  3. Residential documents

    1. icon

      Sale deed

    2. icon

      Property tax

  1. Personal documents

    1. icon

      Aadhaar card

    2. icon

      PAN card

    3. icon

      Driver license

    4. icon

      Voter ID

    5. icon

      Passport

  2. Professional documents

    1. icon

      Bank statement

    2. icon

      ITR

  3. Residential documents

    1. icon

      Sale deed

    2. icon

      Property tax

Have more questions?
Find the answers here.

FAQs about all things loan.

Our full and final list of documentation is available in a convenient schedule here. HomeFirst understands that proof of income is not always available for self-employed customers, so we find other ways to ensure that you have a steady source of income. Apply for a loan today, and our relationship managers are sure to assist you in every way.

Monthly EMIs are your only obligation and it's the foundation of your loan repayment. In fact, we encourage our customers to prepay their loans faster so that they can become debt-free much before than their actual tenure. Calculate how many EMIs you can save with our special Auto Prepay feature.

On 4th of every money the EMI amount would be debited automatically from your bank A/C. It's mandatory that you have a functioning bank account and repayment will be routed through it.

HomeFirst home extension and renovation loan is a loan provided for making civil changes in your existing home. In simple words, it is a loan for any renovation like building a kitchen, adding an extra floor or a new room.

The purposes are listed down below:;Building a new floor;Adding a new room;Repair and maintenance work
See All

Reading room

Things about homes you wish you had known.

  • ...

    26 Mar, 2025 12:51 PM

    Apply for PMAY 2.0 with the best (Interest Subsidy on your first home)

    Getting a home loan under Pradhan Mantri Awas Yojana (PMAY) 2.0 is now simpler than ever! With HomeFirst, we handle the entire process—from application to loan approval—so you can focus on owning your home without any hassle. In PMAY 1.0, we successfully helped 30,000+ families get their subsidy benefits alongside a home loan. This time, […]

  • ...

    11 Mar, 2025 08:55 AM

    PMAY 1.0 and PMAY 2.0 – Differences you need to know!

    HomeFirst & PMAY  HomeFirst was one of the strongest promoters of Pradhan Mantri Awas Yojana (PMAY 1.0) when it was first launched. We were the early adopters,  and we could channel real effort and dedication towards PMAY and the ‘Housing for All’ mission. More than 38,500 customers across 9 states got the benefits of PMAY […]

  • ...

    05 Mar, 2025 01:10 PM

    PMAY 2.0 + HomeFirst = Your Best Home Loan Partner

    HomeFirst and PMAY is a match made in heaven! Unlike most stories, this one could be told with the numbers alone. So let me get them out of the way, here’s what HomeFirst was able to do during the first run of the scheme. In PMAY 1.0, HomeFirst between the year 2016 to 2022 facilitated […]

See All

Your home deserves a make-over too!

The way you want.

Get Loan
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Home First Finance

HomeFirst Finance
Company India Limited

Registered Office Address :- 511, Acme Plaza, J.B. Nagar, Andheri East,
Mumbai - 400059

Phone No: +918880549911

Email: loanfirst@homefirstindia.com

CIN: L65990MH2010PLC240703

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