emi paramaters
- %
Owning your home was
never this easy
Start the process
within minutes
Get free counselling at your doorstep by our experts.
More is
better
Double your loan eligibility! We consider the entire family income.
Money in your
bank
Timely disbursal process for your convenience.
It's simple, speedy and supportive
Our team will guide you through the process.
Take the first step.
Our loan application process is simple.
Have a chat with us.
Our team will come and meet you to understand your needs.
Relax, it's all digital!
It's simple and secure for your time and energy.
You get a loan!
We guarantee a sanction in just 48 Hours.
Why choose HomeFirst?
Because we value your time.
We guarantee approval in just 48 hours!
We believe in you, not just your documents.
Designed just for you.
One app for everything!
Designed for your benefits
Count on our trusted advisors
If you are buying a home for the first time, we understand that you might have a lot of questions. Trust us, you have come to the right place
Double your loan eligibility
We understand that families today have varied sources of income and we keep that in mind to serve your needs.
Skip the tension
Your documents are safe in a smart and weatherproof locker. They will be made available to you upon placing a simple request.
No hidden charges
Being transparent is our second nature. We will mention all our charges and explain every detail about the loan to you.
Guarantors are over-rated
If you have a solid income and are confident about paying your EMIs regularly, then we don't care for a guarantor in the loan.
Zero prepayment charges
Yes, we encourage regular prepayments. Clear your loan faster and save lakhs on your interest. Prepay at your convenience through the app, it's your superpower!
Know your EMI
Here's a calculator for your understanding.
Here's your document checklist
Keep the originals handy.
Personal documents
Aadhaar card
PAN card
Driver license
Voter ID
Passport
Professional documents
Bank statement
ITR
Salary Slip
Residential documents
Sale deed
Property tax
Personal documents
Aadhaar card
PAN card
Driver license
Voter ID
Passport
Professional documents
Bank statement
ITR
Residential documents
Sale deed
Property tax
Have more questions?
Find the answers here.
FAQs about all things loan.
Depending on the EMI amount that you can afford every month, a tenure is fixed for you by our relationship managers. To get an idea of what your loan with HomeFirst could look like, you can use our handy EMI calculator.
We do consult credit scores, but each of our customer applications is handled individually and personally. So long as we can be assured that you will be able to pay the EMIs regularly, we encourage you to apply for a home loan with us. The advantage of dealing with HomeFirst is that we consider each applicant personally, and not the basis of numbers alone.
A PIO or Person of Indian Origin is an individual with a foreign citizenship, who can either trace their family to India, have formerly held Indian citizenship, or are married to an Indian national. As of January 2015, this identification card has been discontinued, and merged with the OCI (Overseas Citizen of India) program instead.
HomeFirst home loans give you up to 90% of the agreement value, and even assist with the initial down payment. This makes HomeFirst home loans for salaried professionals unique, as no other loan provider offers such a large percentage of the agreement value.
Yes, the EMI amount can most certainly be increased. Using our auto prepay feature, we encourage our customers to increase EMI payment amounts and reduce their tenure, resulting in long-term savings for them, through a reduction in the principal amount.
Reading room
Things about homes you wish you had known.
26 Mar, 2025 12:51 PM
Apply for PMAY 2.0 with the best (Interest Subsidy on your first home)
Getting a home loan under Pradhan Mantri Awas Yojana (PMAY) 2.0 is now simpler than ever! With HomeFirst, we handle the entire process—from application to loan approval—so you can focus on owning your home without any hassle. In PMAY 1.0, we successfully helped 30,000+ families get their subsidy benefits alongside a home loan. This time, […]
11 Mar, 2025 08:55 AM
PMAY 1.0 and PMAY 2.0 – Differences you need to know!
HomeFirst & PMAY HomeFirst was one of the strongest promoters of Pradhan Mantri Awas Yojana (PMAY 1.0) when it was first launched. We were the early adopters, and we could channel real effort and dedication towards PMAY and the ‘Housing for All’ mission. More than 38,500 customers across 9 states got the benefits of PMAY […]
05 Mar, 2025 01:10 PM
PMAY 2.0 + HomeFirst = Your Best Home Loan Partner
HomeFirst and PMAY is a match made in heaven! Unlike most stories, this one could be told with the numbers alone. So let me get them out of the way, here’s what HomeFirst was able to do during the first run of the scheme. In PMAY 1.0, HomeFirst between the year 2016 to 2022 facilitated […]
