emi paramaters
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Reading room
Things about homes you wish you had known.
12 Jun, 2025 06:35 AM
3 quick tips to maximize PMAY 2. subsidy benefit –
Keep your loan balance above 50% for first 5 years: If your outstanding loan amount drops below 50% before completing 5 years, your future subsidy instalments may stop. Saving on EMI’s per month or reducing Tenure, choose wisely: Let’s say if your loan is of ₹16,00,000 for 20 years, you can save ₹2244 on […]
05 Jun, 2025 10:57 AM
Comic Sense: Green Homes Edition – Vol. 3
Our comic strip series makes sustainable living simple, fun, and relatable for everyone. Whether you’re building, buying, or just browsing, these quick reads will help you understand the greener choices that can shape better homes—and a better planet.
05 Jun, 2025 10:56 AM
Comic Sense: Green Homes Edition – Vol. 2
Our comic strip series makes sustainable living simple, fun, and relatable for everyone. Whether you’re building, buying, or just browsing, these quick reads will help you understand the greener choices that can shape better homes—and a better planet.
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FAQs about all things loan.
Depending on the EMI amount that you can afford every month, a tenure is fixed for you by our relationship managers. To get an idea of what your loan with HomeFirst could look like, you can use our handy EMI calculator.
We do consult credit scores, but each of our customer applications is handled individually and personally. So long as we can be assured that you will be able to pay the EMIs regularly, we encourage you to apply for a home loan with us. The advantage of dealing with HomeFirst is that we consider each applicant personally, and not the basis of numbers alone.
A PIO or Person of Indian Origin is an individual with a foreign citizenship, who can either trace their family to India, have formerly held Indian citizenship, or are married to an Indian national. As of January 2015, this identification card has been discontinued, and merged with the OCI (Overseas Citizen of India) program instead.
HomeFirst home loans give you up to 90% of the agreement value, and even assist with the initial down payment. This makes HomeFirst home loans for salaried professionals unique, as no other loan provider offers such a large percentage of the agreement value.
Yes, the EMI amount can most certainly be increased. Using our auto prepay feature, we encourage our customers to increase EMI payment amounts and reduce their tenure, resulting in long-term savings for them, through a reduction in the principal amount.
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