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Home Construction Loan

Home Construction Loans

Build the home of your dreams with the loan of your choice.

Why is an HFFC home construction loan the best option for you?

  • Quick approvals
    If the construction of your home has come to a halt due to shortage of funds, we will help you complete it.
  • Flexible loans for different purposes
    Addition of a new floor or renovation of an existing room - we have you covered.
  • Tailor made for you
    Specially crafted loans, loaded with benefits, tailored for your needs.

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Interest Rates

Occupation TypeFloatingOne-time Processing Fee
Salaried13.90%15.90%Rs 11,990 to Rs 23,990 + GST*
Self-Employed14.90%16.90%Rs 13,990 to Rs 24,990 + GST*

Additional fees such as stamp duty, e-filing charges, CERSAI filing charges, and other statutory dues applicable on the Memorandum of Equitable Mortgage may vary depending on the location, and will be charged in addition to processing fees. If you opt for a fixed rate of interest, please add 2% to the rates mentioned above.

*GST @ 18.00%


Loans are available to all individuals, regardless of their income. Find your eligibility with our handy calculator.

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Home Loan Eligibility


I am here today, in my own home, only because of HFFC. It is a dream come true for me.
Start building now.