Home Loans for Senior Citizens

It is never too late to dream. Get your dream home with HFFC home loans.

Why is an HFFC home loan the best deal for you?

  • Multiple applicants
    Lighten the burden of your home loan with multiple co-applicants. You can have as many as you need.
  • Get a longer tenure
    Specially crafted loans, loaded with benefits. Longer repayment period means smaller EMIs.
  • At your convenience
    We have doorstep services, so that you can sit back and relax!

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Interest Rates

Floating One-time Processing Fee
Minimum Maximum
Salaried 13.90% 15.90% Rs 7,900 to 13,900 + service tax*
Self-Employed 14.90% 16.90% Rs 9,900 to 15,900 + service tax*

Additional fees such as stamp duty, e-filing charges, CERSAI filing charges, and other statutory dues applicable on the Memorandum of Equitable Mortgage may vary depending on the location, and will be charged in addition to processing fees. If you opt for a fixed rate of interest, please add 2% to the rates mentioned above.

*Service tax @ 15.00%


Loans are available to all individuals, regardless of their age. Find your eligibility with our handy calculator.

Calculate my eligibility
EMI Illustration
The process is so easy, especially when compared to nationalised banks. They took care of everything, and I didn't have to do anything myself.
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