Loan Against Property Interest Rates, Eligibility, Documents Required in India

Loan Against Property

A multi-purpose loan that caters to all your financial needs

Why is an HomeFirst Loan Against Property best suited for you?

  • One loan, many purposes
    Need funds to grow your business? Family wedding coming up? Or need finances to clear your personal debts. One stop solution for all your fund requirements.
  • Quick approvals
    Need emergency funds? Don’t worry, we just take 48 hours to sanction your mortgage loan!
  • Better option than Personal Loan
    HomeFirst LAP allows you a higher eligibility, longer tenure and smaller EMIs, compared to a PL. Be smart, choose LAP!

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Interest Rates

Floating One-time Processing Fee
Minimum Maximum
14.0% 16.00% Rs 9,990 to Rs 21,990 + GST*

Additional fees such as stamp duty, e-filing charges, CERSAI filing charges, and other statutory dues applicable on the Memorandum of Equitable Mortgage may vary depending on the location, and will be charged in addition to processing fees. If you opt for a fixed rate of interest, please add 2% to the rates mentioned above.

*GST @ 18.00%


Loans are available to all salaried professionals. Find your eligibility with our handy calculator.

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Home Loan Eligibility


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