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Here’s a quick Eligibility check to ensure you qualify for PMAY 2.0 subsidy benefit

kabeer murugkar • June 13, 2025

 

  1. There should not be a Pucca House anywhere in India in your name or your families name. (Family includes you, your wife and unmarried children)
  2. Annual Family Income should not be more than ₹9,00,000.
  3. PMAY 2.0 should be the first subsidy scheme you are availing for Housing benefits.
  4. Loan and Property value limitations –
  • Loan amount (Max) – ₹25,00,000
  • Property Value (Max) – ₹35,00,000
  • Property should be in the approved town/cities list under PMAY 2.0 notification

5. Female owner or co-owner is a key requirement.

For more information, visit our PMAY 2.0 page and subsidy calculator.

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