Pradhan Mantri Awas Yojana (PMAY) Scheme - Karnataka

Pradhan Mantri Awas Yojana in Karnataka

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Pradhan Mantri Awas Yojana
PMAY in Karnataka

In Karnataka, the Pradhan Mantri Awas Yojana or PMAY is executed on the whole urban areas. It is extremely valuable for metropolitan youths who are intending to purchase their first house.

What is PMAY?

One of the most enthusiastic housing initiatives originated by the important government in 2015 – Pradhan Mantri Awas Yojana (PMAY) aims to approach the demand-supply in equanimity, deliver a pucca house to each family of the country and enhance enduring slums with the cooperation from the private sector. PMAY intends to supply approximately 6 crore budget homes in each city and rural neighborhood across the country by the end of 2022.

This scheme will offer assistance to different states and Union Territories both through urban local bodies or via other enforcing agencies for the implementation of the scheme.

The Ministry of Housing and Urban Poverty alleviation released this scheme with the idea of making sure that every one of the households gets a roof on their top. In Karnataka also this scheme is applied. Lower-priced houses for all by 2022 are the main goal of the Pradhan Mantri Aawas Yojana.

The PMAY application targets providing houses for ladies, economically backward groups, SCs and STs. Now it’s been also extended to disadvantaged sections like Transgender, Widows, and members of the lower-income groups, bodily disabled, and the urban poor.

The house can be built in personal participation and affordable housing can be furnished to the needy with the help of private partners. Beneficiaries get credit score-linked subsidies under this scheme.

Pradhan Mantri Awas Yojana In Karnataka– Key Points

  • Economical weaker section with a yearly pay up to Rs. 3 Lakhs can profit
  • A family which contains a spouse, wife, and unmarried kids will be the recipients. This family ought not to hold a pucca house either in his/her name or for the sake of any individuals from the family.
  • While assigning the ground floors under the Pradhan Mantri Awas Yojana, the inclination will be given to the senior and distinctively capable people.
  • The house will incorporate a 30 square meter cover zone with an essential community foundation.
  • The houses should have a toilet facility.
  • Development work should meet the public construction regulation and authority of Indian Standards codes.
  • An absolute 6.5 % premium endowment on lodging advance will be accommodated 15 years to the recipients.
  • Built houses will be for the sake of female top of the household. Or on the other hand, ought to be in the joint name of the male top of the family and his better half.

PMAY In Karnataka– Who Can Avail?

  • The candidate’s family ought to be financially and socially behind
  • Candidates should not have a pucca house either in his/her name or in the title of any relative the nation over.
  • The beneficiary of the family will include spouses, wives, and unmarried kids.
  • Candidates can persevere through their own property/site.
  • An Applicant ought not to acquire a private office from some other framework.

PMAY In Karnataka– Who Can Benefit?

  • The candidate’s family should be monetarily and socially behind
  • Candidates should not have a pucca house either in his/her name or in the title of any relative the nation over.
  • The beneficiary of the family will incorporate spouse, wife, and unmarried youngsters.
  • Candidates can persevere through their own property/site.
  • An Applicant should not acquire a private office from some other framework.

How to Apply for Pradhan Mantri Awas Yojana In Karnataka?

With the union minister of finance extending the tax benefit for the middle class who wants to buy/ build a home, the Pradhan Mantri Awas Yojana is becoming extremely popular in Karnataka. Here is the step-by-step application process for slum dwellers and others.

Step 1 – Visit the website http://pmaymis.gov.in/ link to apply for the housing scheme.

Step 2– Click on the `Citizen Assessment’ option provided on the page.

Note – Here if the applicant is a slum dweller then he should click on `For Slum dwellers. If the applicant belongs to a rural, urban or semi-urban area then he must click on the second option provided in this list `Benefit under other three components’

Step 3 – Enter a valid Aadhar number and your name as mentioned within the Aadhaar card. After entering a legitimate Aadhaar number you access the application form.

Step 4 – In the application form enter your personal details like name, address, details of the relations, mobile number, size of the prevailing dwelling unit, average annual income.

Step 5 – Provide a valid ID proof like passport, voter id, pan card, card, bank passbook Details of the bank account like name of the bank, branch, account number, etc,

Step 6 – Provide the main details of all the household members and their relationship with the head, age, Aadhaar number, another ID number, etc.

Note – Applicant should mention whether he’s applying for a new house or the enhancement of the old house within the application.

Step 7 – After entering these details applicant has to click on the disclaimer. Then he should enter the captcha code displayed on the screen. Then he must save the application.

If she/he wants to create any changes then within the same link he can select `edit assessment form’ to form necessary changes. She/he can take a printout also. Through using an assessment ID, he can track the status of his application.

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